Sun Life is responsible for the administration of claims under the Public Service Health Care Plan. Find out if FMLA affects my Short-Term Disability claim? For your Group Policy's Elimination Period, check with your employer or see your Employee Benefits booklet. If you have medical complications that prevent you from doing your job, we will review medical records provided by your doctor and may provide benefits prior to your expected delivery date. Small Business View benefits here for groups with 2-24 lives. Language selection is English. LTD is for chronic or catastrophic disabilities that started six months ago or longer. Tell us you want a Group Life Conversion application. Box 9106 Wellesley Hills, MA 02481. sun life employee benefit group Mail all documents to: Sun Life Group Conversion P.O. For the exact terms and conditions of your eligibility for, and entitlement to, Long-Term Disability benefits, please see your employer's Group Policy, check with your employer or see your Employee Benefits booklet. Enter your Group Policy number and Social Security number and follow the steps to complete the Employee Statement. A complete description of all the procedures and guidelines pertaining to claim processing is specified in your employer's Group Policy. Eligibility is based on health information. Sign in to my Sun Life. An advisor can help you understand how these products fit into your financial plan. You choose the plan with the health benefits that best suit your personal drug, dental and supplementary health and wellness needs. If we need additional information not included in your claim packet, we will notify you as soon as possible. You must sign and date the Authorizations. Health care coverage may be continued during the leave at the same contribution level as before. Such claims should be directed to your employer's Workers' Compensation insurer. Please check with your employer for the maximum age. The timing of a claim decision depends on when we receive the completed claim form and all supporting documentation that may be required. Covers all or a portion of the cost of prescription eyeglasses or lenses. Life insurance and health insurance from Sun Life form the foundation of your plan for a secure financial future. Learn the difference between a waiting period and elimination period? COBRA Get the latest on COBRA, including model notices, state continuation notices, and FAQs. This quote is subject to our approval. Enter your Group Policy number and Social Security number, Complete the required information about yourself, your condition, education, training and  work experience. There are 4 different types of health insurance products that provide the protection you need at each stage in life. Sun Life cares about your well-being in and outside of the workplace, and we are committed to providing benefits that support the pillars of your health and wellness: mental, physical, financial, and family support. As the COVID-19 pandemic continues, we will be donating $1 million to support health care, elder care and address food security needs. Mail to: Sun Life Group Life Claims One Sun Life Executive Park P.O. Sun Life Financial - Group benefits. At Sun Life, our purpose of helping people achieve financial security and live healthier lives applies to our employees as well as our Clients. Interest on SLFBA assets is compounded daily at an annual rate of 0.25% and is credited once a month. This is our New Generation Wellness plan because it is suited for young people who want to want to keep healthy from prevention to recovery. Health insurance is personal insurance coverage that protects your savings from the many healthcare costs not covered by government plans. You are on a Sun Life Financial website. SunAdvisor is a service of Sun Life that provides claims administration services to employers who self-insure their own sick leave or short-term disability plan. Check your balance. Elimination period: The period of time that a claimant must be continuously disabled prior to becoming eligible for consideration of benefits. Dental benefits ... group dental insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.) (Lansing, MI) (SLHIC) or by Union Security Life Insurance Company of New York (Fayetteville, NY) and administered by SLHIC. These enable you to be prepared against costly uncertainties so that you and your family can have peace of mind no matter what happens. Ask your employer or refer to your Employee Benefits booklet to determine the length of your Elimination Period. Yes. Select the letter of the term you want defined. Most policies have an "Own Occupation" standard that requires you to be unable to perform the duties of your own occupation in order to receive benefits. Read more here. Your employer and physician must complete their sections of the form as well. © 2019 Sun Life Assurance Company of Canada. It’s password-protected, convenient and paperless. 60% reimbursement with a $25 per-visit maximum on paramedical practitioner services up to $250 per year per practitioner. Learn about Sun Life Health Insurance, including a description from the employer, and comments and ratings provided anonymously by current and former Sun Life employees. Long-Term Disability (LTD) insurance provides benefits after Short-Term Disability ends. Personal health insurance provides coverage for health expenses not covered by your provincial plan. File a Short-Term Disability claim and/or an FMLA leave? Your employees are the key to your success. Find out how long it usually takes to make a claim decision? Talk to your advisor or find one near you – there is no cost to talk to an advisor. Life is brighter when your health and wealth is well taken care of. 60% reimbursement for preventive dental care with a $500 annual maximum. SUN Fit and Well is a life and health insurance plan that offers critical illness and life insurance benefits until age 100 with bonus disease prevention programs. In New York, group insurance policies are underwritten by Sun Life and Health Insurance Company (U.S.) (Lansing, MI). Don’t let financial worries complicate a difficult situation or limit your options. We’re here to support you through COVID-19. All rights reserved. Sun Life can help you build and protect your savings with investment products, life insurance, health insurance, and financial advice. Use these general definitions to familiarize yourself with the differences between Short-Term and Long-Term disability. Print the Attending Physician Statement (APS) and fill in your name and Group Policy number. Warning for Sun Life shareholders about Obatan LLC offer. Learn more about personal health insurance, Learn more about critical illness insurance, Learn more about long term care insurance. (navigate into the submenu with the down arrow key, activate a link with the enter key or space bar, close the submenu with the escape key), Participating and adjustable policyholder information. Definitions of disability terms are available: Definitions of basic disability terms are listed alphabetically in the Glossary of Terms. Know what is considered a Long-Term Disability claim? Mail to: Sun Life Group Life Claims One Sun Life Executive Park P.O. Your physician must submit the LTD Claim - Attending Physician Statement. Sun Life Group Benefits Forms Health. Get the coverage you need. Submit health and dental claims and see your claims statements and claims history. The Glossary of Terms provides a general, summarized explanation of terms used in your employer's Group Policy. (Your employer's Human Resources department keeps a record of your designation.). Health Care Reform This news update for producers outlines how health care reform mandates will affect the employee benefits group industry and your business--particularly in the areas of stop-loss and dental products. 1According to the 2014 Sun Life Canadian Health Index, How a Sun Life Financial advisor can help you, Estate and Financial Planning Services (EFPS), Why work with one of our licensed professionals, Register for a my Sun Life Online Account, Contributions, withdrawals and fund changes, Student and new graduate programs overview, Rotational Leadership Development Programs, Co-op and summer internship opportunities, Chartered Professional Accountant (CPA) Pre-Approved Program. Connor joined Sun Life in 2006 and was appointed president and CEO on Dec. 1, 2011. At the time of the appointment, the GP's referral letter (if applicable) and a valid Sun Life Privilege Care Card ("Medical Card") (if applicable), or the member's section on the “My Sun Life HK - Group Health” mobile app … If you prefer to submit all of your paperwork together, you will need to get the APS from your doctor. Long term care insurance helps cover the cost when you require substantial assistance from others due to your. If you have medical complications that prevent you from doing your job, we will review the medical records provided by your doctor and may extend your benefits beyond this timeframe. Sun Life. If you expect to be absent from work for longer than your Short-Term Disability plan's elimination period (define), then you may file a Short-Term Disability claim. You will be given an opportunity to review/edit your information at the end of these sections. Call our Client Services at 800-247-6875. For Sun Life to obtain any additional medical information on your behalf, you must complete your Employee Authorization form. Language selection is English. Box 81830 Wellesley Hills, MA 02481 Fax to: 781-304-5537. All group life insurance claims are adjudicated in … Short-Term Disability benefits continue for a limited amount of time, usually 6 to 26 weeks depending on the condition. Find the current interest rate on a Sun Life Financial Benefit Account (SLFBA)? You should only file a Long-Term Disability claim if you have been unable to work because of a disabling illness or injury for 6 to 12 months. Back to Short-Term Disability    |    Top. Show them you care by offering them Sun Life’s group health insurance benefits. You can update your beneficiary designations online by logging in to your benefits portal. What's needed: To notify Sun Life and your employer of a Long-Term Disability claim, you may use our online claims system or submit a paper form. If you opt to convert, you will be responsible for paying the Life premium. While FMLA doesn't offer any benefits that would affect a Short-Term Disability, FMLA does guarantee you job availability once you return from your medical leave. Please refer to the legal Opens in a new window, privacy Opens in a new window and security Opens in a new window pages for information on the use of this site. Critical illness insurance helps pay the costs associated with surviving a life-altering illness. Find out whether or not I will receive benefits if I stop working before my due date. Personal health insurance provides coverage for health expenses not covered by your provincial plan. Benefits of SUN Healthier Life: Most Canadians who suffer a serious health event, experience a financial impact as a result.1 Have you considered how changes in your health can impact your financial plans and choices available? The employer can recoup premiums that were paid for continued benefits if the employee does not return to work. Download and complete either the Group Death Claim Packet (for all death claims) or the Group Life Benefits Claim Packet - Emlpoyee (for all Waiver of Premium, Accelerated Benefit, Accidental Dismemberment or Permanent Total Disability claims). Mail to: Sun Life Group Long-Term Disability, SC 4328 One Sun Life Executive Park P.O. Product offerings may not be available in all states and may vary depending on state laws and regulations. If the terms listed in this glossary and the Group Policy differ, the Group Policy will govern. Please note, there may be a short period of time, called an Elimination Period, before benefit checks actually begin. Group Benefits | Sun Life. Under the Family and Medical Leave Act (FMLA), eligible employees of qualified organizations have the right to take up to 12 weeks of unpaid leave during a 12-month period. Check with your employer, or see your Employee Benefits booklet for the specific provisions of the Group Policy. Protect your health and wealth with Sun Life's Health and Accident insurance plans. Within 31 days of your coverage termination date, you must complete and return the following documents along with your first premium payment: A voided check (only if you choose to pay monthly), A signed illustration (please sign and return all pages), A check for the first premium payment – please be sure to send a personal check (not a starter check) or a money order or cashier’s check issued by a bank, Information about your employment and income, Your attending physician's name, address and telephone number, The name and address of the hospital you visited (if applicable), Medical records and/or treatment notes (upon request), Enter your claim number and Social Security number and then select. Your plan includes some or all of these benefits: Drugs. To find an advisor near you, enter your postal code: © Sun Life Assurance Company of Canada. You must sign and date the Authorizations. For employees covered for Group Life, Disability or Dental at work. By signing in, you agree to these terms and conditions. Once we receive all required documentation, we can begin working to deliver a timely and sound claim decision. Find out if Sun Life pays Short-Term Disability benefits for work-related injuries? … On your dashboard, you can see the status of your open leave and Short-Term Disability claims, your closed claims, and the history of your claims. Download the app to submit claims, check coverage, manage your workplace savings and view your investment anytime, anywhere. Sun Life does not insure benefits under the employer's benefits plan when providing SunAdvisor services. Depending upon the terms of the Group Policy, "Own Occupation" benefits may last for two, three or five years. See your employer for a copy of the Group Policy. Reimburses a portion of most prescription drug costs. Short-Term Disability benefits typically end six weeks after your delivery date. You can submit all required documents to Sun Life by: Fill in all sections of the form. 60% reimbursement for supplemental healthcare expenses. Health riders are subject to exclusions and/or provisions on pre-existing conditions and gives you the right to a cooling-off … Box 81365 Wellesley Hills, MA 02481. Phone: Call 800-247-6875 and follow the prompts for automated service. Box 81100 Wellesley Hills, MA 02481. LTD Claim - Attending Physician Statement, HIPAA and Privacy (Employee Authorization) form, Your employer must download and complete the. SunAdvisor is a service of Sun Life that provides claims administration services to employers who self-insure their own sick leave or short-term disability plan. To submit a paper form, follow these steps: Download and complete the LTD Claim Employee's Statement and submit with supporting medical evidence of total disability. ... One way to care for your employees at this time is by giving them additional medical benefits through group life insurance. What's needed: To notify Sun Life and your employer of a Short-Term Disability claim, you may submit your claim online or by paper. For more information, ask your employer or see your Employee Benefits booklet. View your savings, investment and health-spending account balances. The employer remains responsible for the risks and liabilities covered by its benefits plan. Short-Term Disability insurance pays benefits for your own medical condition that prevents you from performing the material and substantial duties of your occupation. Health protection. Note: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance policy contract. We continue to endorse a blended public and private payer model that enables access to affordable medicines for all Canadians. ... and a health insurance plan work different ways. To submit a paper claim, follow these steps: Sun Life Assurance Company of Canada is not responsible for paying claims for work-related injuries. To be eligible for Waiver of Premium, you must be totally disabled before you retire or reach the maximum age. Sun Life group benefits offices adjudicate medical and dental claims, handle short and long-term disability claims and provide rehabilitation services. Region and language selection is expanded. Health Details: Upload your completed forms by clicking on Upload a Long-Term Disability claim document (located on the home page) or send them to Sun Life by fax or mail.Mail to: Sun Life Group Long-Term Disability, SC 4328 One Sun Life Executive Park P.O. You, your employer and your attending physician must complete and submit the following forms: Notice of waiver claim must be submitted within 12 months of your last date actively at work and proof of claim must be submitted within 15 months of your last date actively at work. Your employer must submit the LTD Claim - Employer's Statement. Sun Life supports the federal government’s continued focus on pharmacare. Find out what is needed to file a disability claim? The claimant statement requires you to provide the following information: As soon as you get your claim number provided in our acknowledgement letter that was sent by mail or email, you can call or visit us online to get up-to-date information about your claim. Live life to the fullest while protecting your health and wealth. Your benefits while under the "Any Occupation" standard will end at retirement or at a specific age, depending on your employer's Group Policy. You can find the required forms by selecting Find a form on the home page of www.sunlife.com/us. Health Details: Our best in class ratings show Sun Life’s risk practices and strong financial flexibility.Sun Life also continues to stay committed to worldwide communities. Sun Life Financial - United States Home SUN Healthier Life is a convenient and affordable life and health solution that provides protection benefits to help you get through any stage of a critical illness, so you can be healthy and stay healthy to live the life you envisioned. Sun Life does not insure benefits under the employer's benefits plan when providing SunAdvisor services. You can find the required forms by selecting Find a form on the home page of www.sunlife.com/us. So according to the policy, they have to pay 30 times the monthly amount to the surviving spouse or, if there is no live spouse, to their single children under 21. Use these general definitions to familiarize yourself with the differences between Long-Term and Short-Term disability. Sun Life Real Health powered by Lumino Health We know it’s a priority for employers to protect the physical, mental and financial health of their people and we … Your employer and physician must complete their sections. Glassdoor is your resource for information about the Health Insurance benefits at Sun Life. Term life insurance policies are temporary and provide death benefits only. We conduct a comprehensive study of your employees’ insurance needs before offering you tailor-made group health insurance plans and specially designed package plans. What's needed: To notify Sun Life and your employer of a sick leave claim, you may use our online claim system or submit a paper claim. Know what is considered a Short-Term Disability claim? Any changes you make on this site may affect information about your particular plan offered by Sun Life Assurance Company of Canada. Please contact your employer for more information. Visit the Sun Life Absence Management Services website at www.sunlife-ams.com and register or log in to your account. Termination date or date benefits were reduced, Date you received the Notice of Group Life Conversion form from your employer, The amount of Group Life coverage terminated or reduced, Spouse/dependent information: name(s), date(s) of birth, address(es), Social Security number(s). Waiting period: The length of time that a new employee (or one who has recently enrolled in the Group Policy) must wait before he or she is covered under the policy. You can have your doctor send the completed APS directly to Sun Life. If you are on Waiver of Premium, you must mail or fax the Beneficiary Designation Form directly to Sun Life at: Mail to: Sun Life Group Life Department One Sun Life Executive Park Wellesley Hills, MA 02481. * Dependants age 21 to 24 must be full-time students. Application for Personal health insurance Your province: -Select- Alberta British Columbia Manitoba New Brunswick Newfoundland Northwest Territory Nova Scotia Nunavut Ontario Prince Edward Island Quebec Saskatchewan Yukon an Insured of Sun Life’s group health insurance plan. Register The length of the Waiting Period varies by employer. We offer employee benefits and group plans including life, disability, dental, critical illness, accident, and stop-loss insurance. In order to be eligible for waiver, you must be Totally Disabled before you retire or reach the maximum age. Health Details: Sun Life Financial - Group benefits Sun Life has been helping people protect what they love for 150 years.We make it easy for employers to offer a wide range of benefits to their employees, and our knowledgeable, responsive staff members are passionate about providing the best in customer service. Group Life Benefits Claim Packet - Emlpoyee, Group Life Benefits Claim Packet – Employee (you), Group Life Benefits Claim Packet – Employer, Group Life Benefits Claim Packet – Attending Physician. The person passed away before Sun life Insurance sent the payments to her. We’re also pleased to see government support … Short-Term Disability insurance usually pays benefits for illnesses or injuries soon after they start, continuing for a limited amount of time, usually 6 to 26 weeks depending on the condition. All rights reserved. Required documentation may include a death certificate (for death claims) and/or the insured's original insurance enrollment form (available from the insured's employer). Make well-informed decisions with helpful advice. You should submit your claim as soon as you determine that your disability will last beyond the elimination period. Benefit Booklets are provided for each employee group who has benefits. If you have any questions regarding your coverage, payment of claims, required documents or other inquiries, please contact the Sun Life Call Centre. Please check with your employer for the maximum age. If you suffer a covered illness, once the waiting period expires, you’ll receive a cash payment that’s yours to spend any way you wish. A Short-Term or Long-Term disability cobra, including model notices, and insurance. To 24 must be totally disabled before you retire or reach the maximum age and facts to $ per! Costs not covered by your provincial plan agree to these terms and conditions '' benefits may last two... Information about the health insurance, learn more about critical illness, accident, and stop-loss insurance Sun... Claim submission to include all required documents to: Sun Life Executive Park P.O submit health and dental claims handle... To see government support … 60 % reimbursement with a $ 750 annual maximum period: the period time. 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